Homeownership: In the State of California

Owning a home is a big part of the American Dream. Here are some resources that can help you buy, maintain and keep your home.

Getting Started:

Housing counseling agencies - free or low-cost counseling services for buying, renting, defaults, foreclosures, credit issues and reverse mortgages

Predatory lending - beware if you're buying or refinancing your home; don't become a victim of unfair lending practices

Buying a Home

Assistance programs - resources and programs to help you buy and maintain your home

HUD homes for sale

Homeownership vouchers - some public housing agencies help you become a homeowner through the Housing Choice Voucher Homeownership Program

Owning and Maintaining Your Home

Home repairs - money for home improvements and repairs

Avoiding foreclosure - don't lose your home

Make your home more energy efficient




Other California Resources

Housing resources for seniors

Legal assistance

Help with your utility bills

Disaster relief and emergency assistance

Health and environmental information - safeguard your home and family

Rural housing programs

California Department of Real Estate - regulatory agency for real estate brokers and appraisers

State consumer protection - consumer education and advisories

Foreclosure Clearinghouse - what local communities are doing

Cal Vet Home Loans

To see this more of this info go to this FHA web site:

http://www.hud.gov/local/index.cfm?state=ca&topic=homeownership